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SHIP Homebuyer Education Program

The Homebuyer Education Program is a 6-hour course designed to help you better understand the homebuying process, the financial responsibilities of home ownership, and basic home care and maintenance techniques to maintain the value of your home and save money on repairs.  All SHIP and USDA Rural Development applicants must complete the course before they can receive program funds.

Topics include:

  • Analyzing your personal financial and credit situation
  • Pros and cons of homeownership
  • How much can I afford?
  • Working with housing professionals
  • House-hunting tips
  • Negotiating the contract
  • Choosing a mortgage
  • Understanding the closing process
  • Home ownership assistance programs
  • Preventing foreclosure
  • Home care and maintenance techniques

Click here for MAY-AUGUST 2017 SHIP CLASS SCHEDULE

Pre-registration is REQUIRED by contacting:

UF/IFAS Holmes County Extension Office – 850.547.1108
(TDD, via the Florida Relay Service,1.800.955.8771)

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TO APPLY FOR SHIP FUNDS:

  • Complete the SHIP Homebuyer Education Class.

  • Get PRE-APPROVED for a mortgage loan by a lender.

  • Contact Kathy Ahlen (contact information, below) for a SHIP application AFTER you are pre-approved by a lender.

  • Complete and return the application to her office.

  • Ms. Ahlen will process your SHIP application as you find your house, finalize the sales contract, and progress toward closing.

FOR APPLICATION AND ELIGIBILITY INFORMATION,
PLEASE CONTACT:

Holmes, Walton, and Washington County SHIP Administrator

Kathy Ahlen
West Florida Regional Planning Council
1.800.226.8914 x226

 

Permanent link to this article: http://holmes.ifas.ufl.edu/fcs/ship-homebuyer-education-program/